Reflex Property Finance

Delivering with speed and simplicity
Over £150M of loans closed in the last 3 years
Hackney, London
2018
£5,000,000
77% LTV
The borrower secured an option over a 0.5 acre site and was required to complete the purchase having obtained planning consent for 52 apartments and commercial accommodation. Reflex provided an acquisition facility that afforded time to clear planning conditions, market and sell the site.
Fleetwood, Lancashire
2019
£2,000,000
40% LTV
Having commenced development of an 80 bed care home using corporate reserves the developer urgently required additional funds part way through the build in order to complete construction.
Epping, Essex
2020
£1,000,000
67% LTV
Facility to acquire a vacant light industrial property on a site of 0.55 acres with planning potential for a residential led scheme of up to 10 houses.
West Sussex & Birmingham
2020
£5,500,000
55% LTV
The borrower secured an option to purchase a vacant nightclub in West Sussex and having secured planning consent for a residential scheme of over 150 apartments required a facility to enable completion. Additional funds were raised and secured upon a 1.75 acre site in Birmingham where a planning application had been submitted for over 300 apartments.
Brentwood, Essex
2021
£4,700,000
67% LTV
The borrower secured an option to purchase a listed country house set in 73 acres of land and obtained planning consent for a residential development of 36 units. The developer was let down by another lender less than one week prior to completion and Reflex stepped in to provide a facility that enabled the developer to complete on time.
Bristol
2021
£6,712,000 & 20% equity participation
71% LTV
Reflex provided a 24 month acquisition facility and planning bridge to assist the borrower to complete the purchase of a multi let retail property and provide time to pursue a major residential led redevelopment of the property. Further funding was provided by way of equity investment into the project.
Midlands
2021
£8,940,000
50% LTV
Facility provided to a UK PLC contractor secured upon 3 unencumbered residential development sites in various stages of development. The facility was split into two tranches; one to release equity to the borrower and the other to complete construction of the development and service interest.
Norwich
2022
£3,727,500
70% LTV
Planning bridge provided to the purchaser of a former Debenhams store with redevelopment potential for student accommodation and leisure uses.
Durham
2022
£10,500,000
80% LTV
Acquisition and planning bridge provided to an experienced consortium of property investors/developers acquiring a 177,000 sq ft multi let shopping centre with development potential for student, hotel, retail and leisure uses.
Birmingham
2023
£6,600,000
60% LTV (plus VAT loan)
Acquisition and planning bridge secured against a 3.4 acre former supermarket and car park island site. The borrower intends to submit a planning application for a student housing led scheme.